Advisory Fees

Controlling cost is an important part of building wealth. We are very mindful of our fees and are committed to being transparent and fair. We are compensated by our clients in the form of Assets Under Management. Fees are deducted from accounts on a quarterly basis. *Our fees are 10-25% lower than industry average.  As an independent Registered Investment Advisor, we are not affiliated with a large wall street firm, big bank or insurance company which eliminates costly overhead and marketing expenses. We pass this saving on to our clients in the form of lower fees. Our fees will be given to each client in an advisory agreement engagement letter and the investor application. We will also provide our Form ADV brochure at time of engagement. 

Fees and account minimums may be negotiable based on such factors as portfolio size, aggregate amount invested with specific investment management programs as well as the simplicity of the asset allocation, implementation, or services required. Certain client circumstances may require a negotiated assets under management fee, flat fee, or separate advice fee.

Studies have found that lower fees usually equate to better long term results with investments. As fiduciaries, we strive to do what is in our client’s best interests. 12-b1 fees are inherent in A shares, B shares, C shares and have commissions built into the funds that many investors do not realize. We do not use these products. Once a plan is mutually agreed upon, we implement with proven low-cost institutional no-load mutual funds, ETF’s (exchange traded funds), individual stocks and index funds.