We have designed this process to give you (and us) a framework for making an informed decision about working together. Of equal importance, you will finish this process knowing exactly where you stand in the 4 Key areas of retirement success.
For people who are potentially a good fit for our firm, there is no cost or obligation for this process as we want you to know how we can help you before you pay us a single dollar in fees or trust us with a penny of your nest egg.
Here’s what you can expect when you make an appointment with us:
Step 1.
Initial Phone Meeting
To start, we will begin with a 15-minute phone that will give us both a chance to make sure your situation and needs matches our expertise and services. If we both agree it’s a good fit we will move forward, if not, we will happily refer you to a few professionals we believe match your needs.
Step 2.
First Office Meeting
Prescription without evaluation and diagnosis is malpractice.
The goal of this meeting is to get perfectly clear on your goals, concerns and unique financial situation.
Your answers to our questions, along with the documents we requested you bring, will guide our analysis, which will result in plain-English answers to four critical questions.
Step 3.
Our Analysis
This is where the magic happens.
We will apply a decade of experience, thousands of hours of training and mentoring by the industry’s top experts to answer the following questions:
- Can you afford to retire?
- Are you overpaying your taxes?
- Can your portfolio be improved?
- Can you eliminate, or at least reduce threats to your retirement?
Step 4.
Second Office Meeting
This is where the proverbial rubber hits the road.
During this meeting we will explain, in plain English, exactly what you need to do to achieve your financial goals, including the answers to the four questions we asked during our analysis.
This is where you will see, in dollars and cents, how our firm can improve your finances.
At the end of this meeting, we will ask if you would like to begin working with our firm or if you would like to sleep on it.
Step 5.
Sleep on It
Having been in business for over 12 years, we are in no rush for you to decide. Prior to deciding whether we should work together, you will want to answer the following questions:
- Do I like/trust/respect the team at Flint Meadow Financial?
- Will the benefits they provide exceed their cost?
- Do I understand and agree with their investment philosophy?
- Do their recommendations make sense to me?
Step 6.
Third Meeting/Paperwork
During this meeting we will answer any questions you have and if you are ready, start the paperwork to become a client.
Prior to this meeting we will have sent you a detailed explanation of this process and answered all your questions and concerns.
*While we would love to work with you, if you decide that it is not a good fit, we will wish you all the best and every success. In other words, there is never a hard-sell or pressure to say yes.
Step 7.
Ongoing Plan Updates
Since financial planning is a dynamic process, we meet with our wealth management clients every six months to review and update their financial plan and investments. We encourage our financial planning only clients to meet with us at least annually for the same purpose