Coordinated Risk Management and Insurance Planning Services
Protecting the life you and your family have worked so hard to build
What Type of Protection Do I Need? How Much is Enough?
An unfortunate truth about life is that it can change in a moment. Having the right insurance coverage and asset protection strategies helps mitigate the financial impact of unforeseen events such as premature death, accidents, lawsuits and natural disasters. That’s why we incorporate insurance planning and risk management into your overall financial plan.
Our advisors help you understand your current level of risk exposure and offer personalized solutions to protect the vulnerable areas of your financial life.
- Comprehensive insurance reviews for you and your family
- Advanced asset protection strategies and structures
- Policy selection, coordination and execution
Insurance—an invaluable tool for protecting your family’s wealth from life’s “what ifs” now and in the future.
Simplify the Process and Ease Your Concerns with Our Risk Management and Insurance Planning Services
Our advisors have a vast and deep understanding of the insurance industry, which enables them to identify strong financially rated providers for your personal circumstances and secure some of the most competitive terms and pricing. Beyond insurance, they work with you to put the structures in place to help shield your assets from the risks that come with wealth.
- Coordinate your personal insurance with your employer-provided benefits to avoid any gaps or overlap in coverage
- Integrate your insurance policies with your estate plan to make sure they are in alignment
- Evaluate how your assets are titled to maximize the protection they are afforded in the event of a lawsuit or other claim
- Educate your loved ones, so everyone understands the purpose of the safeguards and the motivation behind them
We don’t just review and give advice; we help you execute too.
Insurance Coverage Reviews
Will your life insurance provide adequate income replacement in the event of a tragedy? Your estate? We examine your existing personal and estate policies as well as your work-provided insurance to make sure you have the right type and level of coverage
Asset Protection Strategies
If you were personally sued, would your business be at risk? Our goal is to make sure your personal financial life is properly protected to weather life’s curveballs. Insurance often doesn’t cover as much as you might think. We will conduct a thorough review of how your assets are currently titled and recommend ways to better safeguard your property.
Policy Selection and Execution
If you go to a captive insurance carrier directly or work with a broker affiliated with a specific provider, you typically get their rates and coverage. We have the flexibility–along with the expertise–to find and recommend carriers that align with your needs and goals. And our support doesn’t end once you select your policy. We review your coverage to help ensure it stays in sync with your life.